Your Offer Was Accepted—Now What?

Your offer was accepted—now what? The path from acceptance to closing can feel overwhelming without the right guidance. Whether you’re buying your first home or your fifth, knowing exactly what comes next can make all the difference. In this guide, I break down the key steps after your offer is accepted—so you can move forward with confidence and clarity. As an A.I.-Certified real estate expert and the only one in Summit County, I combine local expertise with smart technology to help buyers and sellers make informed moves in Breckenridge and beyond.

You made an offer on a home—and it was accepted! That’s a major win. But before you start dreaming about moving in, there are a few key steps to take before the home officially becomes yours.

Here’s a simple breakdown of what happens next, so you know exactly what to expect from offer to closing day.

Step 1: Submit Your Earnest Money

This is your “I’m serious” deposit. It’s usually 1–3% of the purchase price and is held in an escrow account. It shows the seller you're committed and gets applied to your down payment or closing costs at closing.

Step 2: Schedule a Home Inspection

Even if everything looks great, a professional home inspection is essential. An inspector will check the condition of the home—from the foundation to the roof—and flag any potential issues. If anything major comes up, you may have the chance to renegotiate or request repairs.

Step 3: Get the Appraisal

Your lender will order an appraisal to confirm the home’s value matches the price you agreed to pay. If the appraisal comes in lower than the offer, don’t worry—there are options. You can try to renegotiate with the seller, make up the difference, or challenge the appraisal with your agent’s guidance.

Step 4: Finalize the Mortgage

Now’s the time to work closely with your lender to finalize your loan. You’ll be asked to submit financial documents, verify income, and respond to any lender requests quickly. Being proactive here helps keep your timeline on track.

Step 5: Secure Homeowners Insurance

Before closing, your lender will require proof of homeowners insurance. Take time to shop for the best coverage that fits your needs, and make sure your policy is in place before your closing date.

Step 6: Do the Final Walkthrough

Typically done 24 to 48 hours before closing, the final walkthrough is your chance to make sure the home is in the condition agreed upon and that any repairs have been completed. It’s a key step to ensure there are no surprises before you sign.

Step 7: Closing Day

On closing day, you’ll sign your paperwork, pay the remaining costs, and—finally—get the keys. Congratulations, you’re officially a homeowner.

Thinking of Buying or Selling?

I’m one of the few A.I.-Certified Agents in the world—and the only one in Summit County. That means I use cutting-edge marketing tools and strategies traditional agents don’t even know exist. Whether you're looking to buy your dream home or sell for top dollar, I bring an edge you won’t find anywhere else.

Let’s talk:

Phone: +1 970-390-3711
Email: kim@kimobert.com
Website: kimobert.com

— Kim Obert
Breckenridge Real Estate Expert
Your A.I.-Certified Realtor | Summit County, CO

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